Opening doors, other can't.
Introducing
DreamBuilder✨
Unlock the dream of homeownership with the DreamBuilder Wayfinder Home Path Program, an innovative solution designed to help your clients achieve their homeownership goals. Whether they’ve faced setbacks or challenges, our program provides a clear, tailored path to make owning a home a reality.
Up to 96.5% LTV
Self Employed 3 month Bank Statement
<580 & No Score options Available
ITIN & DACA Eligible
Max 50/60 DTI
1 day Bankruptcy Seasoning
CLICK BELOW TO WATCH FIRST!
DREAMBUILDER TEAM
Available as of December 10th, 2024
DREAMBUILDER
Contact for Location Availability
Unlock the Dream of Homeownership with an Innovative Lease-to-Own Program
Homeownership isn’t just a goal—it’s the foundation of generational wealth and financial stability. But what happens when your clients are ready to buy, yet can’t qualify for traditional FHA or Non-QM loans?
You meet them where they are and guide them toward success.
The DreamBuilder Program turns renters into future homeowners with a lease-to-own solution that helps clients build equity while living in their dream home. This unique program ensures they don’t rent as ordinary tenants but as future homeowners, working toward FHA-level financing or beyond.
At Elevation Brokerage, we’re committed to closing the homeownership gap by serving all communities, especially those underserved, with innovative solutions, education, and determination. We believe everyone deserves access to the American Dream.
Let’s transform renting into owning and help families create a foundation for financial stability and generational wealth. With every step, we’re empowering your clients to build a brighter future and leave a lasting legacy.
The path to homeownership starts here. Contact Elevation Brokerage today to discuss a deal, scenario, or learn more about the DreamBuilder Program.
What is DreamBuilder?
A unique Homeownership Empowerment program which enables an FHA Eligible Government Entity to purchase a home that can ultimately be purchased by your customers, while providing housing stability and equity creation.
DreamBuilder Program Highlights
Loan to Value (LTV)
Eligible up to 96.5% LTV
Loan Amount
FHA Standard Balance
FHA High Balance considered on case-by-case basis
Credit Score
580 Minimum
< 580 considered on case-by-case basis
Credit
One (1) tradeline with at least 12 months satisfactory history
Alternative credit may be acceptable
Qualifying Income
FHA Full Documentation (1 Year)
Assets as Income
Bank Statement Only Income
1099s + Bank Statements
Homebuyer Eligibility
U.S. Citizens
Permanent Resident Aliens
Non-Permanent Resident Aliens, including ITIN and DACA
Who's The DreamBuilder Homeownership Program For?
W-2 Workers with Prior Credit Challenges
Self-Employed Individuals
THOSE DECLINED FOR A TRADITIONAL MORTGAGE
Renters Who Want to Build Equity
Clients with Non-Traditional Income Sources
1099 & BANK STATEMENT QUALIFYING INDIVIDUALS
ITIN Holders and DACA Recipients
Underserved Community Members
Credit-Challenged Borrowers
Become a DreamBuilder
Help Provide Stability and Housing
Security with DreamBuilder
National Average Rent Increase data from the U.S. Department of Housing and Urban Development (HUD)
Between 2020 and 2024, the average rent increased 24.2%
From 2007 to 2024, rent inflaction outpaced hourly wage inflation 17.6%
Rent prices grew over 6 times faster than real median household income from 2000 to 2022
In the 21st century, the average rent has increased 130.8%, averaging 3.51% annual growth
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
LET'S HELP FAMILIES FIND THEIR WAY TO HOMEOWNERSHIP
Copyright 2025. Elevation Brokerage. All Rights Reserved.
© 2024 Elevation Brokerage, a DBA of Roxford Holdings Inc. Corporate Office is located at 23015 Colonial Parkway, Building A, Suite A108-2 Katy, Tx 77449.
For Advertisement Purpose Only.
All Rights Reserved. NMLS# 1843021. Tel: 1-888-466-5422.
To see the states where the company is licensed and where the DBA is used, please visit www.nmlsconsumeraccess.org. This website is for informational purposes only and is intended for industry professionals only.
This is not an advertisement to extend credit as defined by TILA/Regulation Z nor an application for credit as defined by RESPA/Regulation X. Credit and collateral are subject to approval. Program and other restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice.
Elevation Brokerage is a mortgage brokerage that facilitates home loan financing through a network of wholesale lenders. We do not originate, fund, or service loans directly. All mortgage products, rates, and homeownership programs offered through Elevation Brokerage are sourced from third-party wholesale lenders. Loan terms, conditions, and availability are subject to change based on lender guidelines, borrower qualifications, and market conditions.
Elevation Brokerage does not guarantee loan approval, interest rates, or specific loan terms. All loan applications are subject to underwriting review and approval by the respective wholesale lender. Additional terms, conditions, and restrictions may apply.
For more information regarding specific loan programs, eligibility requirements, and disclosures, please consult with one of our licensed mortgage professionals.
HQ
23015 Colonial Pkwy
Building A, Suite A108-2
Katy, TX 77449
Texas
23015 Colonial Pkwy
Building A, Suite A108-2
Katy, TX 77449
Contact
Toll Free: 877-607-6277
Local: 346-472-2800
Elevation Brokerage is a DBA of Roxford Holdings Inc
© Copyright 2023. Roxford Holdings Inc. All rights reserved.
All sales are final. No refunds.
The information provided by the calculators on our websites is for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Roxford Holdings Inc is a Equal Housing Lender. All programs, terms, rates and conditions are subject to change without notice. Business services and products do not originate from HUD, FHA, the Government of the United States or any Federal State or local Government Agency. Licensed by the California Bureau of Real Estate, CA DRE Lic# 02084556 NMLS Lic# 1843021 This is not a commitment to lend. Restrictions may apply. All rights are reserved. Some products may not be available at the time of application. Please refer to the information posted in this page or refer to www.nmlsconsumeraccess.org to see where Roxford Holdings Inc (NMLS#1843021) is a licensed lender and servicer.
DISCLAIMER: Roxford Holdings Inc is a California corporation.
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.